Mortgages made crystal clear
Free UK mortgage calculators for residential and commercial property. Property prices, expert guides, and no sign-up required.
3.75%
BoE Base Rate
£288k
Avg. UK Price
4.2x
Income Multiple
2026
Rates Updated
What brings you here?
Buying a Home
First-time buyer or moving home. Work out what you can afford and what your monthly payments will be.
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Property Investment
Buy-to-let, landlord, or growing a portfolio. Analyse yields, compare rates, and track property prices.
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Business Premises
Buy or lease your office, shop, or workspace. Understand commercial mortgage costs and options.
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Not another
mortgage calculator
We were frustrated with tools that require sign-ups, sell your data, or give results based on US mortgages. So we built something better.
No account required
Use everything instantly
UK-specific calculations
SDLT, LBTT, LTT rates
Shareable results
Unique URL per calculation
Always up to date
2026 tax rates & criteria
Ready to crunch the numbers?
Start with our most popular calculator and see your mortgage breakdown in seconds.