MORTGAGE 
Mortgages made crystal clear
Free UK mortgage calculators for residential and commercial property. Property prices, expert guides, and no sign-up required.
3.75%
BoE Base Rate
£288k
Avg. UK Price
4.2x
Income Multiple
2026
Rates Updated
What brings you here?
Buying a Home
First-time buyer or moving home. Work out what you can afford and what your monthly payments will be.
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Property Investment
Buy-to-let, landlord, or growing a portfolio. Analyse yields, compare rates, and track property prices.
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Business Premises
Buy or lease your office, shop, or workspace. Understand commercial mortgage costs and options.
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Not another
mortgage calculator
We were frustrated with tools that require sign-ups, sell your data, or give results based on US mortgages. So we built something better.
No account required
Use everything instantly
UK-specific calculations
SDLT, LBTT, LTT rates
Shareable results
Unique URL per calculation
Always up to date
2026 tax rates & criteria
Ready to crunch the numbers?
Start with our most popular calculator and see your mortgage breakdown in seconds.
Ready to take the next step?
Connect with trusted mortgage brokers and estate agents in your area.