Mortgage Comparison Calculator
Compare mortgage deals side by side to find the cheapest option
Cheapest over deal period
Deal 1
£1,404/month at 5.9%
Saves £48,652 over the deal period vs the most expensive option
Deal 1
£1,446
Monthly inc. fees
5.9% / 2yr
£999 fee
Deal 2
£1,389
Monthly inc. fees
5.6% / 5yr
£1,499 fee
Side-by-Side Comparison
Deal 1 | Deal 2 | |
|---|---|---|
| Monthly payment | £1,404 | £1,364 |
| Monthly inc. fees | £1,446 | £1,389 |
| Cost over deal | £34,696 | £83,349 |
| Cost over full term | £422,214 | £410,747 |
| Effective rate | 0.00% | 0.00% |
| Arrangement fee | £999 | £1,499 |
Total Cost Over Deal Period
Fees matter more than you think
A lower interest rate doesn't always mean a cheaper deal. Arrangement fees can add £1,499 to the total cost. The effective rate accounts for fees, giving you the true cost of each deal.
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