Guides

Practical mortgage guides, rate updates, and tips to help you make smarter borrowing decisions.

Remortgage GuideFebruary 2026

Remortgaging in 2026: What You Need to Know

1.8 million fixed-rate deals expire this year. What to expect, when to start looking, product transfer vs. open market — and a calculator to compare your current rate against new deals.

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Buying GuideFebruary 2026

First-Time Buyer's Complete Guide 2026

From saving a deposit to getting the keys — your step-by-step guide to buying your first home in the UK.

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Tax GuideFebruary 2026

Stamp Duty Changes in 2026: What You Need to Know

Everything you need to know about the April 2025 stamp duty changes and how they affect first-time buyers, home movers, and buy-to-let investors.

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Mortgage GuideFebruary 2026

Mortgage on a £300k House with a £30k Deposit

What you'll actually pay each month, what salary you need, and how to get the best deal at 90% LTV — with current rates and a calculator.

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Mortgage GuideFebruary 2026

How Much Can I Borrow on a £100k Salary?

A practical guide to mortgage affordability in 2026 — with salary multiples, current rates, and a calculator to run your own numbers.

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Mortgage GuideFebruary 2026

How Much Can I Borrow on a £80k Salary?

A practical guide to mortgage affordability in 2026 — with salary multiples, current rates, and a calculator to run your own numbers.

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Mortgage GuideFebruary 2026

How Much Can I Borrow on a £70k Salary?

A practical guide to mortgage affordability in 2026 — with salary multiples, current rates, and a calculator to run your own numbers.

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Mortgage GuideFebruary 2026

How Much Can I Borrow on a £60k Salary?

A practical guide to mortgage affordability in 2026 — with salary multiples, current rates, and a calculator to run your own numbers.

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Mortgage GuideFebruary 2026

How Much Can I Borrow on a £50k Salary?

A practical guide to mortgage affordability in 2026 — with salary multiples, current rates, and a calculator to run your own numbers.

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Mortgage GuideFebruary 2026

How Much Can I Borrow on a £45k Salary?

A practical guide to mortgage affordability in 2026 — with salary multiples, current rates, and a calculator to run your own numbers.

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Mortgage GuideFebruary 2026

How Much Can I Borrow on a £40k Salary?

A practical guide to mortgage affordability in 2026 — with salary multiples, current rates, and a calculator to run your own numbers.

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Mortgage GuideFebruary 2026

How Much Can I Borrow on a £35k Salary?

A practical guide to mortgage affordability in 2026 — with salary multiples, current rates, and a calculator to run your own numbers.

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Mortgage GuideFebruary 2026

How Much Can I Borrow on a £30k Salary?

A practical guide to mortgage affordability in 2026 — with salary multiples, current rates, and a calculator to run your own numbers.

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This article is for informational purposes only and does not constitute financial advice. Always consult a qualified mortgage advisor before making financial decisions.